# Bayarcash Help

> Help articles for Bayarcash (bayarcash.com), a Malaysian payment gateway for FPX, DuitNow, cards, e-wallets and Direct Debit.

Key facts:
- Bayarcash console: https://console.bayar.cash - merchants sign in there. Sandbox: https://console.bayarcash-sandbox.com.
- API reference: https://api-reference.bayarcash.com. Service status: https://status.bayarcash.com.
- Bayarcash is a product of Bayarcash Sdn. Bhd. 202201040365 (1486062-H), Malaysia, a subsidiary of Web Impian Sdn. Bhd.
- Malay translations, where they exist, are at /ms/<slug>/.
- Official channels: support email support@bayarcash.com, WhatsApp support https://whatsapp.bayarcash.com, Telegram (latest updates) https://telegram.bayarcash.com, Facebook https://facebook.com/mybayarcash, GitHub (plugins and integrations) https://github.com/bayarcash, YouTube https://www.youtube.com/@BayarcashMY.

## Getting started

### Getting started

- [What is Bayarcash, and how is it different from BCL?](https://docs.bayarcash.com/what-is-bayarcash/): Bayarcash is the payment gateway that collects your money. BCL is a separate selling platform that uses Bayarcash behind it. Malay: https://docs.bayarcash.com/ms/what-is-bayarcash/
- [Sign up for Bayarcash](https://docs.bayarcash.com/sign-up/): Register a Bayarcash merchant account on the Bayarcash registration page, and check which businesses Bayarcash accepts before you start. Malay: https://docs.bayarcash.com/ms/sign-up/
- [Sign in to the merchant dashboard](https://docs.bayarcash.com/sign-in/): Sign in to the merchant dashboard with the email and password you registered with, and what to do if you cannot sign in. Malay: https://docs.bayarcash.com/ms/sign-in/
- [Reset or change your Bayarcash password](https://docs.bayarcash.com/reset-password/): Reset a forgotten password from the login page, or change your password from your profile in the merchant dashboard. Malay: https://docs.bayarcash.com/ms/reset-password/
- [Find your API keys and portal key](https://docs.bayarcash.com/api-keys/): Where to find your Personal Access Token, API Secret Key and Portal Key in the merchant dashboard, what each one does, and how to keep them safe. Malay: https://docs.bayarcash.com/ms/api-keys/
- [Turn on two-factor authentication](https://docs.bayarcash.com/two-factor-authentication/): Add a second check to your merchant dashboard sign-in with two-factor authentication (2FA). Malay: https://docs.bayarcash.com/ms/two-factor-authentication/

### Merchant dashboard

- [Read your dashboard](https://docs.bayarcash.com/dashboard/): The Home and Dashboard pages show your first steps, your payments, your next payout and your latest transactions. Malay: https://docs.bayarcash.com/ms/dashboard/
- [Create and use portals](https://docs.bayarcash.com/portals/): A portal keeps the money from one shop, form or project separate in Bayarcash. Create a portal and, if needed, split a payment across accounts. Malay: https://docs.bayarcash.com/ms/portals/
- [Export data to Excel](https://docs.bayarcash.com/export-module-data/): Export a module's data from the merchant dashboard to an Excel file, then rename, download or delete the file. Malay: https://docs.bayarcash.com/ms/export-module-data/
- [Request a split payment for a portal](https://docs.bayarcash.com/split-payments/): A split payment sends one payment to up to 3 merchants. Request it for a portal from the Edit Portal page. Malay: https://docs.bayarcash.com/ms/split-payments/
- [Use the Tools page](https://docs.bayarcash.com/tools/): What each card on the Tools page of the merchant dashboard does, from the fees report and Excel exports to the checkers and the webhook log. Malay: https://docs.bayarcash.com/ms/tools/
- [Update your profile](https://docs.bayarcash.com/profile/): Change your sign-in email, password and contact person in Profile, and see the organisation details that Bayarcash keeps for you. Malay: https://docs.bayarcash.com/ms/profile/
- [Find your Bayarcash invoices](https://docs.bayarcash.com/invoices/): See the invoices for your package subscription, with their period, due date and tax, under Profile and Billing. Malay: https://docs.bayarcash.com/ms/invoices/
- [Check your package subscription](https://docs.bayarcash.com/package-subscriptions/): See your Bayarcash package, its start and end dates, your payout schedule and your fee details under Profile and Subscriptions. Malay: https://docs.bayarcash.com/ms/package-subscriptions/

## Payments

### Payment channels

- [Payment channels you can accept with Bayarcash](https://docs.bayarcash.com/payment-channels/): The payment channels Bayarcash offers, what each one is for, and which ones you need to switch on for a portal before customers can use them. Malay: https://docs.bayarcash.com/ms/payment-channels/
- [How your customer pays with DuitNow QR](https://docs.bayarcash.com/duitnow-qr-payment-steps/): The screens your customer sees when they pay by DuitNow QR with ShopeePay, GrabPay, Boost, Touch 'n Go, Setel, BigPay or buy now pay later. Malay: https://docs.bayarcash.com/ms/duitnow-qr-payment-steps/
- [Static or dynamic DuitNow QR: what is the difference](https://docs.bayarcash.com/duitnow-qr-static-dynamic/): Bayarcash uses dynamic DuitNow QR, one QR for each payment with the amount set. See how it differs from a printed static QR. Malay: https://docs.bayarcash.com/ms/duitnow-qr-static-dynamic/
- [Accept payments from abroad with cross-border channels](https://docs.bayarcash.com/cross-border-channels/): Switch on QRIS Indonesia, NETS Singapore and the other cross-border channels for a portal so overseas customers can pay you in Malaysia. Malay: https://docs.bayarcash.com/ms/cross-border-channels/
- [FPX Line of Credit (credit card account payments)](https://docs.bayarcash.com/fpx-line-of-credit/): What FPX Line of Credit is, how customers pay with a bank credit card account through FPX, and what your portal needs. Malay: https://docs.bayarcash.com/ms/fpx-line-of-credit/

### Transactions

- [Check a transaction and its status](https://docs.bayarcash.com/transactions/): Find a payment in the merchant dashboard, read its status, open the transaction details and see your totals for each status. Malay: https://docs.bayarcash.com/ms/transactions/
- [Export your transactions to Excel](https://docs.bayarcash.com/export-transactions/): Download your Bayarcash transactions as an Excel file from the merchant dashboard, and what to do while a large export is processing. Malay: https://docs.bayarcash.com/ms/export-transactions/
- [Why did my payment fail?](https://docs.bayarcash.com/payment-failed/): Find out why a Bayarcash payment shows as failed, read the FPX or bank message, and know what the customer or you can do next. Malay: https://docs.bayarcash.com/ms/payment-failed/
- [Create a payment in the merchant dashboard](https://docs.bayarcash.com/add-transaction/): Add New Transaction starts a payment from the merchant dashboard. It is mainly for internal tests. Malay: https://docs.bayarcash.com/ms/add-transaction/
- [Check a payment, an e-Mandate or a bank without signing in](https://docs.bayarcash.com/public-checkers/): The Transaction Checker, the e-Mandate Checker and Bank Status are public pages. You and your customers can use them without an account. Malay: https://docs.bayarcash.com/ms/public-checkers/

### Payouts

- [Payouts to your bank account](https://docs.bayarcash.com/payouts/): Bayarcash sends collected payments to your bank account on a schedule. Track your payouts by status. Malay: https://docs.bayarcash.com/ms/payouts/
- [Payout settlement schedule](https://docs.bayarcash.com/payout-schedule/): Payouts are processed on a T+2 working day basis with a daily cutoff at midnight. Malay: https://docs.bayarcash.com/ms/payout-schedule/
- [Payout calculator](https://docs.bayarcash.com/payout-calculator/): Work out the platform fee, the SST on it and the amount you receive for a sale, for each Bayarcash payment channel. Malay: https://docs.bayarcash.com/ms/payout-calculator/
- [Check your payout bank account](https://docs.bayarcash.com/payout-bank/): See the bank account that receives your Bayarcash payouts, and how to change it through your account manager. Malay: https://docs.bayarcash.com/ms/payout-bank/
- [Your Bayarcash wallet (deprecated)](https://docs.bayarcash.com/wallet/): Deprecated. How the old Bayarcash wallet worked, kept as a record.
- [Top up your wallet (deprecated)](https://docs.bayarcash.com/top-up-wallet/): Deprecated. How merchants topped up the old Bayarcash wallet, kept as a record.
- [Download wallet receipts (deprecated)](https://docs.bayarcash.com/wallet-receipt/): Deprecated. How merchants downloaded receipts for the old Bayarcash wallet, kept as a record.

### Direct Debit

- [Direct Debit or card auto debit: which one to use](https://docs.bayarcash.com/direct-debit-vs-card/): Bayarcash collects recurring payments by FPX Direct Debit. Cards take one-off payments only. Compare the two and pick the right one. Malay: https://docs.bayarcash.com/ms/direct-debit-vs-card/
- [Check your Direct Debit transactions](https://docs.bayarcash.com/direct-debit-transactions/): See every Direct Debit payment and enrolment made through your Bayarcash account, from the Transaction menu in the merchant dashboard. Malay: https://docs.bayarcash.com/ms/direct-debit-transactions/
- [Check your Direct Debit e-Mandates](https://docs.bayarcash.com/e-mandates/): See the list of Direct Debit e-Mandates made through your account and use the e-mandate checker to look up the status of one. Malay: https://docs.bayarcash.com/ms/e-mandates/
- [When Direct Debit deductions happen](https://docs.bayarcash.com/direct-debit-deduction-schedule/): How weekly, monthly and yearly Direct Debit works from enrolment to each deduction, and when a failed monthly deduction is tried again. Malay: https://docs.bayarcash.com/ms/direct-debit-deduction-schedule/
- [Change or end a Direct Debit](https://docs.bayarcash.com/direct-debit-maintenance-termination/): How a customer ends a Direct Debit themselves, from the link in their email or on the Bayarcash mandate page, and what you can do as a merchant. Malay: https://docs.bayarcash.com/ms/direct-debit-maintenance-termination/
- [Enrol a customer in Direct Debit from the merchant dashboard](https://docs.bayarcash.com/direct-debit-enrollment/): Start a Direct Debit e-Mandate for a customer with New Enrollment, without a website or plugin. Malay: https://docs.bayarcash.com/ms/direct-debit-enrollment/
- [Check your Direct Debit billing files](https://docs.bayarcash.com/collection-billing-files/): The Collection Billing Files page lists the billing files of your Direct Debit collections, with their billing date, status and amount. Malay: https://docs.bayarcash.com/ms/collection-billing-files/

## Integrations

### Plugins & platforms

- [Connect WooCommerce to Bayarcash](https://docs.bayarcash.com/woocommerce/): Install the Bayarcash WC plugin, enter your keys for each payment channel you want and take FPX, DuitNow, card, e-wallet and Direct Debit payments. Malay: https://docs.bayarcash.com/ms/woocommerce/
- [Send BCL payment links from WooCommerce orders](https://docs.bayarcash.com/bcl-payment-link/): Install BCL Payment Link to make a BCL payment link for an unpaid WooCommerce order, send it to your customer and update the order when they pay. Malay: https://docs.bayarcash.com/ms/bcl-payment-link/
- [Connect GiveWP to Bayarcash](https://docs.bayarcash.com/givewp/): Install the Bayarcash GiveWP plugin to collect one-off donations by FPX, DuitNow and more, and recurring donations by Direct Debit. Malay: https://docs.bayarcash.com/ms/givewp/
- [Connect Fluent Forms to Bayarcash](https://docs.bayarcash.com/fluent-forms/): Install Bayarcash for Fluent Forms to take FPX, DuitNow, card and cross-border payments on your Fluent Forms Pro payment forms. Malay: https://docs.bayarcash.com/ms/fluent-forms/
- [Connect FluentCart to Bayarcash](https://docs.bayarcash.com/fluentcart/): Install Bayarcash for FluentCart, enter your keys and choose which Bayarcash payment channels your customers can pick at checkout. Malay: https://docs.bayarcash.com/ms/fluentcart/
- [Connect Easy Digital Downloads to Bayarcash](https://docs.bayarcash.com/easy-digital-downloads/): Install Bayarcash for Easy Digital Downloads, enter your keys and choose which Bayarcash payment methods your buyers see at checkout. Malay: https://docs.bayarcash.com/ms/easy-digital-downloads/
- [Connect Gravity Forms to Bayarcash](https://docs.bayarcash.com/gravity-forms/): Install Bayarcash for Gravity Forms, enter your keys and add a Bayarcash feed so your forms take FPX, DuitNow and other payments. Malay: https://docs.bayarcash.com/ms/gravity-forms/
- [Connect Paymattic to Bayarcash](https://docs.bayarcash.com/paymattic/): Install Bayarcash for Paymattic, enter your keys and add Bayarcash payment methods to your Paymattic Pro forms. Malay: https://docs.bayarcash.com/ms/paymattic/
- [Send MyInvois e-invoices from WooCommerce](https://docs.bayarcash.com/myinvois-e-invoice/): Use the e-Invoice for MyInvois LHDN plugin so customers can request an e-invoice for paid Bayarcash orders in your WooCommerce shop. Malay: https://docs.bayarcash.com/ms/myinvois-e-invoice/
- [Accept Bayarcash payments in WHMCS](https://docs.bayarcash.com/whmcs/): Install the Bayarcash gateway module in WHMCS, add your keys, set up the cron job and optionally add gateway fees to invoices. Malay: https://docs.bayarcash.com/ms/whmcs/
- [Accept Bayarcash payments in HostBill](https://docs.bayarcash.com/hostbill/): Install the Bayarcash payment module in HostBill and add your portal key, token and API secret key. Malay: https://docs.bayarcash.com/ms/hostbill/
- [Accept Bayarcash payments in OpenCart](https://docs.bayarcash.com/opencart/): Install the Bayarcash module in OpenCart 3 or 4, add your keys, choose payment channels and test before going live. Malay: https://docs.bayarcash.com/ms/opencart/
- [Accept Bayarcash payments in PrestaShop](https://docs.bayarcash.com/prestashop/): Install the Bayarcash module in PrestaShop and enter your keys so your shop can take payments through Bayarcash. Malay: https://docs.bayarcash.com/ms/prestashop/
- [Accept Bayarcash payments in EasyStore](https://docs.bayarcash.com/easystore/): Add Bayarcash as a payment method in your EasyStore admin using the details from your Bayarcash Team profile. Malay: https://docs.bayarcash.com/ms/easystore/
- [Connect HighLevel to Bayarcash](https://docs.bayarcash.com/highlevel/): Install the Bayarcash app from the HighLevel Marketplace, paste your keys and take MYR payments in your funnels, invoices, forms and store. Malay: https://docs.bayarcash.com/ms/highlevel/
- [Use Bayarcash in Make](https://docs.bayarcash.com/make/): Add the Bayarcash app to your Make organization with its invitation link, connect your account and use Bayarcash in your scenarios. Malay: https://docs.bayarcash.com/ms/make/
- [Use Bayarcash in Boost.Space](https://docs.bayarcash.com/boost-space/): Add the Bayarcash app to Boost.Space Integrator with its invitation link, connect your account and use Bayarcash in your scenarios. Malay: https://docs.bayarcash.com/ms/boost-space/

### Developers

- [Build on the Bayarcash API](https://docs.bayarcash.com/developers/): Start with Bayarcash API v3, the sandbox and production base URLs, and how to sign every request with your Personal Access Token. Malay: https://docs.bayarcash.com/ms/developers/
- [Choose a Bayarcash SDK](https://docs.bayarcash.com/sdks/): Official Bayarcash libraries for PHP, Node.js, Python, Go, .NET, Dart, Ruby and Rust, plus Laravel and Django packages, with install commands. Malay: https://docs.bayarcash.com/ms/sdks/
- [Accept payments with the PHP SDK](https://docs.bayarcash.com/php-sdk/): Install the Bayarcash PHP SDK, create a payment on API v3, verify the callback and look up transactions from your own PHP site. Malay: https://docs.bayarcash.com/ms/php-sdk/
- [Verify callbacks and checksums](https://docs.bayarcash.com/callbacks-and-checksum/): How Bayarcash callbacks and return URLs work, and how to sign requests and verify callbacks with an HMAC-SHA256 checksum. Malay: https://docs.bayarcash.com/ms/callbacks-and-checksum/
- [Use Bayarcash in n8n](https://docs.bayarcash.com/n8n/): Install the Bayarcash community node in n8n, connect it with your Personal Access Token, and create payments or read transactions in a workflow. Malay: https://docs.bayarcash.com/ms/n8n/
- [Use BCL in n8n](https://docs.bayarcash.com/n8n-bcl/): Install the BCL community node in n8n, connect it with a BCL API token, and create payment links or manage forms and coupons in a workflow. Malay: https://docs.bayarcash.com/ms/n8n-bcl/
- [Use Bayarcash with Claude and other AI assistants (MCP)](https://docs.bayarcash.com/bayarcash-mcp/): Install the Bayarcash MCP server so Claude, Cursor and other AI assistants can create payments and read your transactions. Malay: https://docs.bayarcash.com/ms/bayarcash-mcp/
- [Check your webhook log](https://docs.bayarcash.com/webhook-log/): The Webhook Logs page shows each callback that Bayarcash sent to your website, and whether it was a success or a failure. Malay: https://docs.bayarcash.com/ms/webhook-log/

## Optional

- [Every article in full](https://docs.bayarcash.com/llms-full.txt): all articles, English and Malay, with their Common issues
- [Abridged](https://docs.bayarcash.com/llms-small.txt): English articles without the Common issues